HSA Contribution Calculator
Calculate HSA contribution limits, tax savings, and projected growth for your Health Savings Account.
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HSAs offer a triple tax advantage: contributions are tax-deductible, growth is tax-free, and withdrawals for qualified medical expenses are tax-free. The 2025 limits are $4,150 for individual coverage and $8,300 for family coverage, with a $1,000 catch-up for ages 55+. Unlike FSAs, HSA funds roll over indefinitely and can be invested for long-term growth. After age 65, non-medical withdrawals are taxed like regular income (similar to a traditional IRA).